Every homeowner needs to get their homes insured, in the same way, they insure themselves, their cars, etc. These days a homeowners’ insurance is not just a luxury, it is a necessity. If you’re new to the homeowner scene, there can be a lot of confusion and stress when it comes to picking the right insurance for your house. Not every policy contains everything you need and you don’t need everything that is in a policy. As such, there are different insurance requirements for every home. The idea is to find the best insurance company that can help you choose from a variety of options instead of presenting you with just a one-size-fits-all plan.
We, at All Desert Insurance Services, have been in the homeowners’ insurance scene since 1987. We have a great knowledge of the local architecture and hazards especially in these areas – Cathedral City, Indian Wells, Indio, La Quinta CA, Palm Springs, and Thousand Palms. Our team of experienced professionals will walk you through our various insurance options so that you can make an informed decision on your own.
Here are some more reasons why you should get a homeowners insurance:
- Liability coverage
In the event of any personal damage caused by you or your family, this policy protects you from lawsuits filed by others. Sometimes, this policy can cover your pets too. So if your dog goes and bites someone else, your insurer will pay for the damages caused.
- Relocation coverage
In the case of property damage or reconstruction, your insurer will pay for your relocation to a hotel of any other rental property. These coverages are included in additional living expenses but could serve you well in the case of emergency situations such as floods, fire, earthquakes, etc.
If you are interested in our services, contact us today.