Airbnb Short-Term Rental Coverage in Bermuda Dunes, Cathedral City, Coachella, Indio, La Quinta, Thousand Palms, CA, and Surrounding Areas
So you are thinking about renting out your home or a portion of your home as a short-term rental through Airbnb in Bermuda Dunes, Cathedral City, Coachella, Indio, La Quinta, and Thousand Palms, CA, and the surrounding areas. Have you considered the protections that you need to have in place in order to protect you from serious losses? Having a family member staying with you for a few days is vastly different from renting out your home to an unknown person for a week. Your homeowners’ insurance will not cover you with short-term rentals, and the coverage that Airbnb themselves provide is mostly for show. You need the right Airbnb short-term rental coverage, and the team at All Desert Insurance Services, Inc. can help with the right insurance coverage.
While you might not think of it as a business when you start renting out your home to guests that is exactly what you are doing. And when operating a business, it is important that you protect that business with the right insurance, in this case, Airbnb short-term rental insurance. If a guest injures themselves while staying at your rental, they will be coming after you and not Airbnb. If you don’t have short-term rental insurance, you will be liable for the full amount. And what if your guest ends up injuring other people on your property? Yeah, things just get worse from here, especially without the right insurance coverage.
Don’t Forget About The Other Things Guests Have Access To
Don’t limit your view of a short-term rental to just the small building or the portion of the building where a guest will be staying. You may also have other amenities that you allow your guests access to, such as an outdoor fire pit, outdoor grill, patio, or other features. It is important that these are included in your short-term rental insurance coverage because they open you, the landlord, up to potential issues if guests hurt themselves or others while they are staying at your property.
It is important that you speak with a knowledgeable insurance professional who can explain the ins and outs of this rental insurance and how it impacts your property that you are looking to market on Airbnb. Our team at All Desert Insurance Services, Inc. will work for you to get you the right Airbnb short-term rental coverage in Bermuda Dunes, Cathedral City, Coachella, Indio, La Quinta, and Thousand Palms, CA, and the surrounding areas. As an independent insurance agency, we shop the market for you to get you the right coverage. Don’t leave yourself open to potentially devastating financial losses and don’t rely on Airbnb to have the insurance coverage you need. Call us today to learn more.